Answers or solution strategies to selected TVM problems

 

 

 

 

 

 

 

 

1

12.68%

 

 

 

 

 

 

2

31.90704

vs

35

 

 

 

 

3

3996.853

 

 

 

 

 

 

4

FV=

10000

 

 

 

 

 

 

PV =

?

 

 

 

 

 

 

PMT =

0

 

 

 

 

 

 

n =

4

 

 

 

 

 

 

i =

4%

 

 

 

 

 

8

105.0945

compounded quarterly

 

 

 

 

105.1267

compounded daily

 

 

 

 

 

 Three cents more

 

 

 

 

 

 

 

 

 

 

 

 

 

9

" A toughy"

 

 

 

 

 

 

 

 

 

 

 

 

 

 

The holder of the contract is entitled to 5000 bu. Of rapeseed costing

 

$3.22 per bu.; that is,

$16,100

worth of rapeseed.  You have

 

promised the rapeseed at $3.10 per bu. or $15,500.  Thus, you must

 

pay the holder $600 to make up the difference.  Your $1000 "investment"

 

has netted you a $600 loss in six months.  The return is given by

 

PMT = 0

 

 

 

 

 

 

FV = 400

 

 

 

 

 

 

PV = 1000

 

 

 

 

 

 

n = 6 mo

 

 

 

 

 

 

 

i = ?

 

 

 

 

 

 

 

 

 

 

 

 

 

 

12

PV = 500

 

 

 

 

 

 

FV = 1621.70

 

 

 

 

 

 

i = 4%

 

 

 

 

 

 

 

n = ?

 

 

 

 

 

 

 

PMT = 0

 

 

 

 

 

 

 

 

 

 

 

 

 

17

PMT = ?

 

 

 

 

 

 

PV = 50

 

 

 

 

 

 

 

i = 5%

 

 

 

 

 

 

 

n = 16

 

 

 

 

 

 

 

FV = 0